Transunion Credit Reports

[DI]

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@Anonymous wrote:
If you backdoor EX too many times too close together you definitely will be locked out. It happened to me. If you wait "a while" after a lockout - and I have no idea how long is enough - you can resume. I find that if I hold it to once per month it will work fine and you can probably get away with a second pull for an emergency. This definitely needs not to be abused!

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I'm not abusing or backdooring to get a credit report.  I'm simply using the 90 day file number provided by EX.  EQ has 30 days time limit, but each time you file a dispute you get a confirmation number that can be used to access the credit report.   

I am not in the market to save the CRA's a dollar.  Now that I have nothing else to dispute, I won't be getting any new  file and confirmation numbers.  The ones I have will eventually expire.  The CRA's knows that, and they aren't losing money.    

[cc29]

In regards to EX, you don't have to dispute to the see the credit report.  They have an option to "Review Report Again".

[smallfry]

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@cc29 wrote:
In regards to EX, you don't have to dispute to the see the credit report.  They have an option to "Review Report Again".

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and again and again. LOL. Let's say we all do it just not so frequently.

[DI]

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@smallfry wrote:

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@cc29 wrote:
In regards to EX, you don't have to dispute to the see the credit report.  They have an option to "Review Report Again".

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and again and again. LOL. Let's say we all do it just not so frequently.

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Smallfry-  wasn't it you who said one is abusing the free credit reports? LOL.

I'm still checking mines everyday.  I will continue to until the 90 days is over. It actually been more than 90 days, but the report number is still working.  I will start using the second report number I was sent two weeks ago after the current one no longer works.

Maybe I have a free for life access to my EX report.   

[smallfry]

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@DI wrote:

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@smallfry wrote:

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@cc29 wrote:
In regards to EX, you don't have to dispute to the see the credit report.  They have an option to "Review Report Again".

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and again and again. LOL. Let's say we all do it just not so frequently.

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Smallfry-  wasn't it you who said one is abusing the free credit reports? LOL.

I'm still checking mines everyday.  I will continue to until the 90 days is over. It actually been more than 90 days, but the report number is still working.  I will start using the second report number I was sent two weeks ago after the current one no longer works.

Maybe I have a free for life access to my EX report.   

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OMG again? Once a month or so is a far cry from 365 pulls a year. What is mines?