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Transunion Removing Inquiries Early?

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insidious28
New Contributor

Transunion Removing Inquiries Early?

Anoyone noticed Transunion removing inquiries earlier than normal?  I noticed that they have removed 3 inquiries from my report already and those are from last September and October.  I'm not complaining Smiley Wink  I just find it odd that they would do that for no apparent reason.


Starting Score: EQ 686, TU 722, EX 702
Current Score: EQ 838 (01/08/14 MyFico), TU 836 (01/14/14 Wally), EX 832 (01/14/14 FNBO)
Goal Score: 800+ Across The Board


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Message 1 of 11
10 REPLIES 10
Guava
Established Contributor

Re: Transunion Removing Inquiries Early?

Maybe it's your lucky day!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Message 2 of 11
bichonmom
Senior Contributor

Re: Transunion Removing Inquiries Early?

Nope! My inq from 1/5/10 is still there. TU told me it would come off sometime in Feb. Smiley Sad Looks like you did get lucky for some reason. Smiley Happy

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 3 of 11
insidious28
New Contributor

Re: Transunion Removing Inquiries Early?

The inquiriees that were romoved was barclay's, BoA and a building lease that the company pulled for my lease.


Starting Score: EQ 686, TU 722, EX 702
Current Score: EQ 838 (01/08/14 MyFico), TU 836 (01/14/14 Wally), EX 832 (01/14/14 FNBO)
Goal Score: 800+ Across The Board


Take the FICO Fitness Challenge
Message 4 of 11
namvet
Established Contributor

Re: Transunion Removing Inquiries Early?


@insidious28 wrote:

Anoyone noticed Transunion removing inquiries earlier than normal?  I noticed that they have removed 3 inquiries from my report already and those are from last September and October.  I'm not complaining Smiley Wink  I just find it odd that they would do that for no apparent reason.


Nope but EQ removed 4 from my report yesterday (all less than 6 months old).  Thats ok with me because they had nothing to with new credit.  All were from opening bank accounts (deposits).  That leaves me with just 1 inq and that was for new credit!   TU ain't removing nothing.

Message 5 of 11
Carlile92
Regular Contributor

Re: Transunion Removing Inquiries Early?

I have had about a total of 16 in fall off between tu and eq I'm Dow to 7 on tu and 8 on eq c'mon inq god only 15 left and I will go get some gooooooooood card with 0
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Message 6 of 11
Imhotrodcrazy
Valued Contributor

Re: Transunion Removing Inquiries Early?

This happened to me a couple of years back when my only two inquiries dropped off, only to return a couple of months later.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
Message 7 of 11
Anonymous
Not applicable

Re: Transunion Removing Inquiries Early?

Transunion doing ANYTHING early -- had to be a total fluke!
Message 8 of 11
LS2982
Mega Contributor

Re: Transunion Removing Inquiries Early?


@Anonymous wrote:
Transunion doing ANYTHING early -- had to be a total fluke!

+1

 

They are getting better lately.




EQ FICO 548 3/3/16
Message 9 of 11
Anonymous
Not applicable

Re: Transunion Removing Inquiries Early?

I haven't had any inq come off ( only have 1), but I have noticed that when I ave a dispute, TU responds the fastest!
Message 10 of 11
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