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Transunion just dropped a bomb

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lincar66
Frequent Contributor

Transunion just dropped a bomb

I don't know we're this should go so feel free to move

So for the past couple of months my inquiries on tu have been falling off every so often and I was at 11 so just know I logged in to wallethub and guess what they just added back all of my inquires to my report so back at 57😟😟😟😬

Hahahahhaahahhahahahahaha o well just when I was thinking they loved me
Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 1 of 27
26 REPLIES 26
Anonymous
Not applicable

Re: Transunion just dropped a bomb

OMG 57 inquiries. What did you do?
Message 2 of 27
Anonymous
Not applicable

Re: Transunion just dropped a bomb


@Anonymous wrote:
OMG 57 inquiries. What did you do?

You mean what didn't s/he do.

 

OP how many points did your score tank?

Message 3 of 27
KSK1912
Valued Contributor

Re: Transunion just dropped a bomb


@lincar66 wrote:
I don't know we're this should go so feel free to move

So for the past couple of months my inquiries on tu have been falling off every so often and I was at 11 so just know I logged in to wallethub and guess what they just added back all of my inquires to my report so back at 57😟😟😟😬

Hahahahhaahahhahahahahaha o well just when I was thinking they loved me

OP a lot of people had the same problem last week, including me, and some called TU and the word was that they said they had a glitch and working on it. Mine all disappeared the next day, back to the normal 4 inq's, and they showed up again yesterday. What is weird is, they only show up when you pull your report from a TU partner site, or a TU product. I pulled my reports from Amex credit secure, myfico, experian, equifax and couple more places and none of them show the inq's. I ended up with 30 and my credit score did not go down except the Vantage 3.0 TU score, which went down about 40 points.Hopefully it will go back to normal again soon.


6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board


Take the myFICO Fitness Challenge


Are you free Tuesday..?
Message 4 of 27
lincar66
Frequent Contributor

Re: Transunion just dropped a bomb

Let's all calm down a little lol I didn't even lose one point lol

Almost 40 of these are due to car loans about 20 per car loan I have this is what happens when you don't try Dcu or your own companies credit union first and you have a repo on your report.

They ran it through every Tom Dick And Harry lender out there to just end up using Chrysler capital AKA Santander

I'm not worried or fretting it lol another 10 are from NFCU and then synchrony.

Does not change my plans or anything just happy I got my marvel card first.

And now that I just looked at my reports the Fully factual inquiry count is
Equifax:61
Experian:71
Transunion:57
So a grand total of 189👍 😱😱😱

I want my name in record book for most inquiries without adverse action 😎😎😎😎😎😎
Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 5 of 27
baller4life
Super Contributor

Re: Transunion just dropped a bomb

Apparently it's only happening in the TU monitoring sites. Wallethub,CK,Credit Wise. So no need to panic. Myfico is reportedly showing correctly. And that is the most important. Can anyone confirm CCT reporting correctly?
Message 6 of 27
Anonymous
Not applicable

Re: Transunion just dropped a bomb


@lincar66 wrote:
Let's all calm down a little lol I didn't even lose one point lol

Almost 40 of these are due to car loans about 20 per car loan I have this is what happens when you don't try Dcu or your own companies credit union first and you have a repo on your report.

They ran it through every Tom Dick And Harry lender out there to just end up using Chrysler capital AKA Santander

I'm not worried or fretting it lol another 10 are from NFCU and then synchrony.

Does not change my plans or anything just happy I got my marvel card first.

And now that I just looked at my reports the Fully factual inquiry count is
Equifax:61
Experian:71
Transunion:57
So a grand total of 189👍 😱😱😱

I want my name in record book for most inquiries without adverse action 😎😎😎😎😎😎

Wow! I thought my 12 for a car loan was terrible. So sorry, OP. Glad you can deal with it. Hope things look up for you soon.

Message 7 of 27
Hokies2379
Established Contributor

Re: Transunion just dropped a bomb


@baller4life wrote:
Apparently it's only happening in the TU monitoring sites. Wallethub,CK,Credit Wise. So no need to panic. Myfico is reportedly showing correctly. And that is the most important. Can anyone confirm CCT reporting correctly?

I can.  My wife and I both pulled today.  CCT is showing the lower number.  (Can't really say correct, because correct IS the higher number, we're just all benefactors of a wonderful glitch that makes TU inquiries disappear.)

Message 8 of 27
lincar66
Frequent Contributor

Re: Transunion just dropped a bomb

No need to be sorry lol I'm not I have 2 super low apr car loans not even 2 years post repo and also have 125k in limits from almost nothing in the beginning of 2015 just one open card with 500$ limit and am getting ready to buy a house two years from now when those will all vanish and since I applied for almost everything it seems and have tons of amazing cards and limits with great rewards just got 850$ in rewards and have a ton waiting to be redeemed.

I'm not sorry I'm STOKED just a little surprised at least I have almost as much data as credit pulls database 😂😆😆😆
Eq-670(dcu)ex-664 tu-693
NFCU Cash Rewards---8500k Joint Cash Rewards 2k NavCheck----15000 cap one 2500 cap one 2k synchrony furniture card 1500 walmart store card 6k walmart mastercard 6000 Firestone 1400 amazon 6k Lowes 12k serta 4k care credit 4800 rotman furniture card 1500 stash visa 2k bp visa 1500 PayPal MasterCard ????
Message 9 of 27
Burned2manybridgesB4
Valued Contributor

Re: Transunion just dropped a bomb

CK is doing maintenece. Don't know if this is relevant, or not.

Message 10 of 27
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