True Credit and Free Credit Report are reporting 2 different scores! Who's right?

[Anonymous]

I usually check my scores via True Credit.com (which is ran by Transunion), but I didn't realize I was still paying for Free Credit Report.com (which is ran by Experian).

So I go to freecreditreport.com and it says my EX score is 635. However truecredit.com is saying my EX score is 603.

Based on everyone's opinion, which site is more accurate?

[llecs]

Neither.

Both offer FAKOs or fake scores. They are not the real deal and, for me anyway, my FICO scores are totally different from these FAKOs. My FICOs are as much as 90 points higher from the FAKOs. Sometimes my FAKOs have gone down and FICOs up and vice-versa.

It is a great way for TU and EX to make extra $$$.

The only place to get all three together is via this site.

[Anonymous]

I think I'll give it a try.

[Anonymous]

So if I buy the package at the one time rate of $48, i'll never have to make another purchase again. I'll have it forever???

[llecs]

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Bunky wrote:

So if I buy the package at the one time rate of $48, i'll never have to make another purchase again. I'll have it forever???

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No. It is only good for that day. You'd have to repull to get updates to your score or report. But on the flip side you don't have to pull all the time. I pull twice monthly, but that is because I'm buying a home soon. If I had nothing planned in the future, I'd probably do it once a quarter.

It does get expensive. You can google "Myfico discount codes" and get a discount. I would post one here but can't.

Most of us in here opt for services like TrueCredit or ScoreWatch from in here for report monitoring.

[Anonymous]

I just realized I should've posted my question in the myfico product forum. All of answers were already there.

But thanks for your advice!