Re: True Credit system problems this afternoon?

Anonymous · ‎12-12-2007

Is anyone else having problems updating a cr in True Credit this afternoon?

I hope that they aren't going to lock me out.

MidnightVoice · ‎12-12-2007

busywoman wrote:
Is anyone else having problems updating a cr in True Credit this afternoon?

I hope that they aren't going to lock me out.

I had a problem (via Chase IP) at 12:35 ET. Solved an hour later

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

Anonymous · ‎12-12-2007

I had a problem a little while ago.....CRAs were not reporting. This does happen once in a while. Just keep trying!

Anonymous · ‎12-12-2007

Thanks - I just got back in.

I thought maybe I was on the verge of being cancelled ........

MidnightVoice · ‎12-12-2007

busywoman wrote:
Thanks - I just got back in.

I thought maybe I was on the verge of being cancelled ........

Me too.

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid

Anonymous · ‎12-12-2007

I know that we are all in good company with TC and related products.

I'm trying to restrain myself from pulling but my Dec statements are closing now so am watching closely.

Guess we'll have to keep our fingers crossed for now until the day comes when were locked out then move on to plan b.

Anonymous · ‎12-13-2007

what do you all mean locked out? they offer the refresh of your credit report, is this what you are talking about??

why would they do this? if you pull your credit alot?

haulingthescoreup · ‎12-13-2007

There is a bug in TC's software that sometimes results in TU inqs falling off early with frequent pulls. Instead of fixing their software, they accuse subscribers of attempted fraud and ban them. This ban can extend to other credit monitoring services and to online access of TU credit reports, so it's certainly not anything that you would try to make happen.

I lost one inq about 5 weeks before it was due to fall off (score rose one point!), so my heart is in my mouth every time I go to pull my reports.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎12-13-2007

I only wish that TU inq's would fall off. 90% of my inq's are TU !!

Just to clarify that I'm not saying that this should happen but I wish it would.

I agree that they need to fix their software and should not penalize us for pulling every day.

FantumGrey · ‎12-13-2007

@haulingthescoreup wrote:
There is a bug in TC's software that sometimes results in TU inqs falling off early with frequent pulls. Instead of fixing their software, they accuse subscribers of attempted fraud and ban them. This ban can extend to other credit monitoring services and to online access of TU credit reports, so it's certainly not anything that you would try to make happen.

I lost one inq about 5 weeks before it was due to fall off (score rose one point!), so my heart is in my mouth every time I go to pull my reports.

I pulled from TC on Monday and noticed that a 14 month old inq on TU had disappeared. I've been afraid to pull since for fear that they would ban me.