I have access to all 3 of my credit scores through TrueCredit (run by TransUnion). My MyFico account shows my Equifx score. Both are allegedly pulling the score on the same day but they are different - MyFico says my Equifax is 627 and TrueCredit says Equifax is 608. ????? Does anyone know which number would be the most accurate? (I will love you if you say the 627 
)
) Thanks!
paxson93 wrote:I have access to all 3 of my credit scores through TrueCredit (run by TransUnion). My MyFico account shows my Equifx score. Both are allegedly pulling the score on the same day but they are different - MyFico says my Equifax is 627 and TrueCredit says Equifax is 608. ????? Does anyone know which number would be the most accurate? (I will love you if you say the 627Thanks!
FICOs are the real deal. The only place to get your FICO score is through this site (however, EQ has a scoring relationship with FICO and can get it from their site too).
Sites like TC through and EX sites through Free crd rpt and trple adv. do also offer credit scores, but these are affectionally called FAKO scores, or fake scores. There's no basis for them and I don't know of any lender who uses these scores, but they sure are a cash cow for the CRAs.
IMO, ignore the scores and the advice given through TC and others. Per the scores, for exaample, sometimes if my score goes up via TC, my FICOs go down and vice versa.