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I've commented numerous times here how very little my EX moves in comparison to EQ. My EQ swings more than my moody ex-gf for god sakes. Yet, when I get alerts of increases in my EQ score the EX doesn't blip the radar. Yes, I have a couple more INQ's on EX versus my other reports because the majority of CC issuers at least always pull that one.
@PandiferBear wrote:I honestly think there is something about location involved. Where I live, EQ is pulled for coughing in a public area. And they absolutely hate everything. And they are also impossible to work with. I think regionally, certain CBs may be harder? FWIW, I detest EQ, and you can see what a difference there is in my signature. I may be wrong, I just know what I know from EQ and my area. Also, just for the record, I am sure you know different CBs have different data and different ways of spinning it.
EQ is pulled for coughing in a public area.....omg so funny and so true. They are so slow to increase your score, I will go up three point and the next day no apparent reason down 2, no inquiry, no new account, no activity. Im definitely is EQ country, lol.
I've seen that with EQ as well... <3% added to a FedLoan balance, 13% decrease in reported ute, 6 point drop.
@Anonymous wrote:I've commented numerous times here how very little my EX moves in comparison to EQ. My EQ swings more than my moody ex-gf for god sakes. Yet, when I get alerts of increases in my EQ score the EX doesn't blip the radar. Yes, I have a couple more INQ's on EX versus my other reports because the majority of CC issuers at least always pull that one.
I'm in California and check Experian daily. One day I had two late pays back several years and was at 708, the very next day, they catergorized a 30 day late from 2009, which never was before, as a late payment and I dropped to 695, no change in my accounts or utilizations. Then today, next day, again no changes whatsoever in accounts or utilization and I'm at 697 EX. The other two bureaus are at 709 now, when TU was at 737 two days ago. I don't know whats up.