I just called the credit report companies, went through their phone menu and depending on what it says, either declined credit and you are due a report (when you get to the operator just tell them you are having trouble accessing your free report) or they have an area that directly says its to request a free report.
I had to do that with equifax, no matter what I did it would not work but I called them and they sent me one in the mail and also unlocked it to an online account for me to view.
If you use sesama, karma or quizzle and it fails and you get stuck with the Oops there was a problem, just create account with a new email address and you can try again. (i kept failing quizzle, it worked on the 3rd account I made dunno why it kept failing)
I get alot of security questions that are none of the above, answering none of the above for 4 questions always makes me fail the security test but ive never taken a home loan out so dont know how else to answer but none of the above =/ Just give em a call and request your freebie over the phone, the print out I got from equifax was much nicer layed out and more info than the freebie report I got online.
*edit*
Are you waiting the 1-4 days for freecreditreport.com to send you the email saying that its ready and you can login to view?
