I have a couple of collections and when I review those negative items, the date of last activity is not shown. How can I view the DOLA? If the original debt is no longer listed, does that mean the the DOLA has expired (7 years)? david
It doesn't mean the DOLA has expired what you need to be...
It doesn't mean the DOLA has expired what you need to be concerned about is the date of last delinquency with the original creditor. Contact the creditor and see when you last made payment and add 7 yrs 30 days to that date. The collectordate will be different as it is the date it was assigned as a collection account. Experian credit reports give you the date it is scheduled to fall off your fille