I've had a credit card with Unify FCU for more than 3 years and it's always reported the end of month balance to the bureaus. I.e. normally it would have reported the balance as of the end of the day Nov. 30th.
This month it reported the balance at the close of the first day of the next month. I.e. the balance at the end of Dec. 1st.
@SouthJamaica wrote:I've had a credit card with Unify FCU for more than 3 years and it's always reported the end of month balance to the bureaus. I.e. normally it would have reported the balance as of the end of the day Nov. 30th.
This month it reported the balance at the close of the first day of the next month. I.e. the balance at the end of Dec. 1st.
I see variations like that with most of my cards, and really don't think anything of it. I figure it has to do with how much ACTUAL time has passed between reporting, so a day in either direction is no cause for alarm.
Maybe because the months flip flop the rest of the year? 31st and 30th?Just throwing it out there.
Aug 31
Sep 30
Oct 31
November 30
December 31
@FireMedic1 wrote:Maybe because the months flip flop the rest of the year? 31st and 30th?Just throwing it out there.
Aug 31
Sep 30
Oct 31
November 30
December 31
No, for 3 1/2 years this lender reported the end of month balance.
Now they reported the balance as of the end of the first day of the following month.
@Anonymous wrote:
@SouthJamaica wrote:I've had a credit card with Unify FCU for more than 3 years and it's always reported the end of month balance to the bureaus. I.e. normally it would have reported the balance as of the end of the day Nov. 30th.
This month it reported the balance at the close of the first day of the next month. I.e. the balance at the end of Dec. 1st.
Could you give me some thoughts on unify? I thought they only give 1 point per dollar? Yet I see a lot of members who have it?
They're good. I have their no-balance-transfer-fee, no-cash-advance-fee, non-rewards, low interest platinum Visa card. You can give yourself instant cash advances by transferring from your credit card to checking. My interest rate is 8.49%, but they also have lower rates. Anyone can join.
