Unlocked EQ report, how long until lender can acce... - myFICO® Forums

Anonymous · ‎02-27-2019

Any idea how soon after unlocking my EQ report online (using their Lock&Alert feature), can my lender view my report?

thornback · ‎02-27-2019

It's usually near-instant. Lock & Alert sends me a text when my report is locked / unlocked - once I receive that notification (usually within 2-3 mins) I feel as though it's safe to proceed. Haven't had an issue yet...

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:

Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

Unlocked EQ report, how long until lender can access it?

Unlocked EQ report, how long until lender can access it?

Re: Unlocked EQ report, how long until lender can access it?

Unlocked EQ report, how long until lender can access it?

Get your FICO® Score for free

Unlocked EQ report, how long until lender can access it?

Re: Unlocked EQ report, how long until lender can access it?

Get your FICO Score for free