Update - progress so far

[azsassycat]

I woke up and started to really care about my credit on September 18, 2007 - this is my progress to date:

Collection Accounts Deleted

Collector: Unknown

EQ - deleted

EX - not reported

TU - not reported

Collector: Unknown

EQ - deleted

EX - not reported

TU - not reported

Collector: LVNVFUND (MCI)

EQ - deleted

EX - deleted

TU - deleted

Collector: Medical (Hospital)

EQ - not reported

EX - deleted

TU - not reported

Collector: Medical (Doctor's Office)

EQ - deleted

EX - deleted

TU - deleted

Collector: Unknown

EQ - deleted

EX - not reported

TU - not reported

Collector: Medical (Doctor's Office)

EQ - not reported

EX - not reported

TU - deleted

Collector: Medical (Doctor's Office)

EQ - not reported

EX - not reported

TU - deleted

Collector: Account Recovery Services (US Cellular)

EQ - not reported

EX - not reported

TU - deleted

Collector: NCO (Progressive)

EQ - not reported

EX - deleted

TU - deleted

Open Collection Accounts

Collector:  Portfolio Recovery Services (US Cellular) $1,010

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 12/08 

Collector:  Unique National Collections (Public Library) $43

- - sent PFD; no response

- - scheduled to drop 06/12

Collector:  Mid America Accounts (Doctor's Office) $30, $139, $123, $238, $64

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 06/08, 12/08, 05/09, 05/09, 05/09 

Collector:  Mid America Accounts (Ex's Auto Loan) $2,589

- - filed complaint with AZ Dept of Financial Institutions (CA not licensed)

- - scheduled to drop 07/08

Collector:  Rapid Collection Systems (Apartment) $365

- - need to send PFD; SOL 08/11

- - scheduled to drop 05/12

Collector:  Healthcare Collections (Hospital) $100 - paid in full

- - agreed to PFD but hasn't updated reporting

- - need to dispute with CRAs (EQ, EX, TU)

Collector:  Unknown $0

- - need to dispute with CRAs (TU)

Collector:  Sky Recovery Services (Apartment) $634

- - need to send PFD; SOL 12/07

- - scheduled to drop 12/09

Collector:  Money Control (SBC) $97

- - need to send PFD; SOL 12/07

- - scheduled to drop 08/09

Goodwill

JCPenney's deleted two late payments

[Anonymous]

Nice work-

[Anonymous]

In awe here.

WTG!

[Anonymous]

BRAVO!

Keep at it in 2008!  And never, ever be late (stole that one)

[Anonymous]

WOW! That was a lot of work. GL

[Anonymous]

Excellent Job! What kind of score improvements have you seen from all this work?

[Anonymous]

WTGGGGGGGGGGG

Collector:  Sky Recovery Services (Apartment) $634

- - need to send PFD; SOL 12/07

- - scheduled to drop 12/09

Collector:  Money Control (SBC) $97

- - need to send PFD; SOL 12/07

- - scheduled to drop 08/09

Because your past SOL on both of these  send then a DV  they might go away. IF they answer it with the correct info.  Then you can PFD   ALWAYS  DV any CA before offering a PFD!

[azsassycat]

orhippychic-

my new scores are in my siggy

Cathleen

[Anonymous]

Sorry, somehow i missed that. Those are some big jumps!! Congrats!

[Anonymous]

---

@azsassycat wrote:

Collector: LVNVFUND (MCI)

EQ - deleted

EX - deleted

TU - deleted

Did you just dispute this one with all three of the CB's? I've gotten them off of one but I'm scared it was a fluke. I also have this funny feeling they're trying to reage the account on TU because it says it was opened last year and this thing is over 5 years old

Thanks