I found them very easy to deal with and straight forward. Funds were transferred in just a few days on June 7 after loan was finalized on June 5. It was first reported on my CR on June 12. So not long at all.
FWIW, I would deal with them again, if needed.
The loan allowed me to increase my FICO 8 score from 678 to 779 from June 2 to today (7/23/19) so I love them 
Good luck with your decision!
I just did their "rate check" (no HP), and was denied. The Adverse Action notice says they pulled Transunion FICO 8 (671), Transunion Vantage 3.0 (667), and Equifax Vantage 3.0 (618).
It says they couldn't qualify me because of one or more missed payments on my report (most recent one was 2+ years ago), too many inquiries (TU-9, EQ-6), last inquiry too recent (2.5 months ago), and a past history of having credit cards overlimit (last time this happened was 3+ years ago).
So apparently they're only looking for people with exellent credit... for anyone who might be curious.
Total Loan Balance: $43k / $65k
Total SL: $78k
@EaglesFan2006 wrote:
Wow that’s fast. Good to know.
So your score went up that much? Any issues with that being on your report if you ever needed another loan like auto?
Yep, scores can go up pretty quick after the last of the old bad debts get settled. It helps that I also have some old good debts that are padding my report a bit, and I kept one of my cards in good standing through my crisis, so my oldest open credit card account is 8 years old, so that also definitely helped me get a head start on my credit rebuild.
And yep, that bad stuff often makes it hard to get credit still... like this UpStart loan, for example. A few other banks also don't like me very much. But thankfully, a few banks still like me