Just curious, where are you checking your reports?
Yes you should see US Bank reporting this week. Mine also have December balances, but they report your balances that are present on the last day of the month. So if they reported Jan 31st, you will see the results this week.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
@Sarah0708 wrote:Hi, do you know how many days does it take to actually show the updated balance on the report? My credit report still shows April balance and I need to have the updated balance to increase my fico for the mortgage.
US Bank reports the balance as of the last business day of the month. For May, the last business day would have been Friday the 31st. Afterwards, you can generally expect each of the 3 main credit bureaus to receive and update the data within the following several days. So, if they haven't already updated, I would expect to see the May information to start appearing within the next few days.
