Using US Bank PLOC for all expenses?

[Anonymous]

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@Anonymous wrote:

This makes good sense. At the risk of asking too broad a question, how do I know the best rewards card for me?

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Might want to offer some of the things you would want from rewards so other posters could give you more focused answers?

[Anonymous]

Best cash back cards?

[OmarGB9]

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@Anonymous wrote:

Best cash back cards?

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Still need more details. What do you spend on the most? Dining? Travel? Groceries?

Are you looking at no AF or are you open to paying an AF?

[Anonymous]

Applied and was accepted for an Amex Plat this morning. It should solve my needs quite nicely. Thanks to the group for discouraging me from putting everything on the PLOC

[RSX]

^nice

ploc's are good for short term, cash use only in my opinion

i have never left a balance on there for more than 3 months.  And usually it is a 2 week to 1 month float for various reasons

but I have never used one as a payment option for sure.  

[Citylights18]

Legitimate uses for a PLOC.

-Reducing high interest credit card balances more quickly with lump sum payments.

-Having the downpayment right at your finger tips to flip a property.

-Skip ahead mortgage payments to reduce interest paid on your mortage and/or get it refinanced.

-Quick access home improvement funds.

-Can't make it easier to route your debt over to at BT card.

Definitely nice to have one in the arsenal, IMO.