Venting here...

[patchespuppy]

How is it that I have lived here all my life...paid on time...didn't abuse credit and I got a card from the same bank as my hubby but his credit limit is almost double mine.  His credentials...from Canada...no credit experience here....has debt already.

Why the difference?

[Anonymous]

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@patchespuppy wrote:

How is it that I have lived here all my life...paid on time...didn't abuse credit and I got a card from the same bank as my hubby but his credit limit is almost double mine.  His credentials...from Canada...no credit experience here....has debt already.

Why the difference?

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Did he request it and you didn't?

[Anonymous]

Credit scores?

[lg8302ch]

Which lender? Income and use of the card could matter as well not only scores. 

[patchespuppy]

He didn't ask for anything...they gave us both a card when we opened an account there.

Canada does not do FICO scores or credit reporting at all. 

He was unemployed...I was not.  I came to TX already employed....he came from Canada unemployed.

Neither of us had used the cards since they were just issued to us at the same time.

Lender:  Chase

[Chris679]

Different UW and one was more generous than the other?

[patchespuppy]

Amounts deposited was both of ours and in a joint account.  To top it off he got a credit increase while still unemployed. 

Should I ask them why and insist on a credit increase?  Will they decrease his...don't want that?  How will it affect my credit score if limit is increased?

I pay off all credit cards immediately for both of us. 

Honestly wondering if it was all because he is a man and I am a woman...a very upset woman...lol.

[Burned2manybridgesB4]

Damn chauvinistic computers....

[patchespuppy]

Laughing on the outside....very po on the inside...lol

[Burned2manybridgesB4]

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@patchespuppy wrote:

Laughing on the outside....very po on the inside...lol

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Maybe the UW is a woman, and looked up your hubby on instagram, fb, or whatever damn thing out there, and thought he was cute?