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Very Weird -- Inquiry Removed?

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Anonymous
Not applicable

Very Weird -- Inquiry Removed?

I applied for the US Bank Cash + on Feb 25th. I was approved on the 27th for 15k SL. I got the notification for the hard pull on the 25th to TU. Today on the 28th, I got a notification that the inquiry was removed from my TU. Has anybody heard of this before? Should I do anything? I am so confused.
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Very Weird -- Inquiry Removed?


@Anonymouswrote:
I applied for the US Bank Cash + on Feb 25th. I was approved on the 27th for 15k SL. I got the notification for the hard pull on the 25th to TU. Today on the 28th, I got a notification that the inquiry was removed from my TU. Has anybody heard of this before? Should I do anything? I am so confused.

Celebrate and pray it stays that way. It maybe just it’ll reappear later. A glitch. But if not just accept you got a great break. No I wouldn’t do anything. Wait and see what happens. It’s either a bonus or it appears as it should.

Message 2 of 8
Anonymous
Not applicable

Re: Very Weird -- Inquiry Removed?

Very Weird = Very Good!

Message 3 of 8
RobertEG
Legendary Contributor

Re: Very Weird -- Inquiry Removed?

First guess would be that they recoded the inquiry as soft.

Next time you check annualcreditreport.com, see if it is shown as a soft pull.......

Message 4 of 8
Anonymous
Not applicable

Re: Very Weird -- Inquiry Removed?

Thanks. Out of curiousity why would they recode it?
Message 5 of 8
RobertEG
Legendary Contributor

Re: Very Weird -- Inquiry Removed?

Some creditors offer coding of inquiries as soft in order to promote business.

It may be their normal practice, and they incorrectly coded their initial inquiry.

You can always call the CRA and ask.......

Message 6 of 8
Jnbmom
Credit Mentor

Re: Very Weird -- Inquiry Removed?

This is so weird as I just got a notice that an inquiry on my husband's EQ report was removed . it was from comenitycapital, he has a game stop credit card. Ironically that credit card just appeared as a new account.
EXP 780 EQ 796 TU 810
Message 7 of 8
Anonymous
Not applicable

Re: Very Weird -- Inquiry Removed?

I had that happen when I was approved for credit. I think it was Kohl's or Amazon not sure which. Never when I was denied tho cause that would be too good LOL Smiley Tongue 

Message 8 of 8
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