VonMaur Reporting to both bureaus?

[Anonymous]

I just noticed today that my VonMaur charge card is reporting on both my Transunion and Equifax; I havent ever checked my experian how do you guys check experian? I thought it was interesting that a store card was reporting to two bureaus instead of just one; it is my understanding that most of the time a store card only reports to one credit bureuea instead of 2 or 3 of them.

Found this interesting and thought some of you guys might be interested to know that the charge reports to atleast Equifax and Transunion. For those of you who didn't already know the VonMaur charhge doesnt report a credit limit even if you have one.

Regards

[FinStar]

Correct, Von Maur only reports to two CRAs, except EX.  It also reports as a charge card (similar to AmEx) vs. a credit card (loan type).  As far as other retail or store CCs, the majority typically report to all 3, but there's always a few odd ones that report to either 1 or 2 CRAs.

[takeshi74]

---

@Anonymous wrote:

it is my understanding that most of the time a store card only reports to one credit bureuea instead of 2 or 3 of them. 

---

Don't assume that.  Creditors that issue store cards are not all identical.  Creditors (not just store cards) may report to 1, 2 or all 3 of the major CRA's.

---

@Anonymous wrote:

I just noticed today that my VonMaur charge card is reporting on both my Transunion and Equifax; I havent ever checked my experian how do you guys check experian?

---

Not sure what you mean.  you can always pull reports directly from each CRA.  You also have the Annual Credit Report site that you can use once a year though it technically redirects you to each CRA.  There are also monitoring services that offer access to Experian reports.  Are you specifically asking about a free solution for access to Experian report data?

[Anonymous]

---

@takeshi74 wrote:

Are you specifically asking about a free solution for access to Experian report data?

---

Yes I was looking for a free solution that would provide me with experian is there one?

[Anonymous]

---

@FinStar wrote:

Correct, Von Maur only reports to two CRAs, except EX.  It also reports as a charge card (similar to AmEx) vs. a credit card (loan type).  As far as other retail or store CCs, the majority typically report to all 3, but there's always a few odd ones that report to either 1 or 2 CRAs.

---

Thanks for the information