Vs4 credit score

[razzy116]

Where can i get the vs4 credit score? Thank you and be safe.

[blindambition]

A synchrony card in any flavor. Can be accessed in online portal.

[Iusedtolurk]

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@razzy116 wrote:

Where can i get the vs4 credit score? Thank you and be safe.

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I've been waiting for some other monitoring services to include Vs4 but so far in my experience the only place I have seen Vs4 is in my 2 Sync accounts.

[Anonymous]

Same here, in my Synch accounts is the only place I've ever seen it.

[razzy116]

I got my vantage score 4 from my qvc credit card, now i can monitor my vantage score 4 when i am ready to apply for another synchrony credit card. Thank you and be safe.

[GApeachy]

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@razzy116 wrote:

I got my vantage score 4 from my qvc credit card, now i can monitor my vantage score 4 when i am ready to apply for another synchrony credit card. Thank you and be safe.

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Not knowing you're TU Fico score, I just want to say careful with that.  I believe that's only part of the equation. (VS4)  Synch gave me a lousy sl on a card when my VS4 had climbed into the excellent range but my TU score was still in the 730's.

When my TU score jumped into the 770's or 780's then the next app with them was a nice sl.

For all we know, Synch may use VS4 for determining cli's or chopping block.

Of course I don't know for sure and ymmv as with anything credit related but just wanted to mention my experience with some known dp's between Fico/VS4.

[razzy116]

Does any one have dps to share for synchrony credit cards, when i"m ready to apply i know what to look for? Thank you and be safe.

[GApeachy]

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@razzy116 wrote:

Does any one have dps to share for synchrony credit cards, when i"m ready to apply i know what to look for? Thank you and be safe.

....but of course!  A bajillion actually. MF & MF'ers are THE DP's Machine.

Once you're ready, fire away in the cc apps forum with something particular in mind and/or do a search on the product you'll finally decide on to gain some insight. GL!

[Anonymous]

Synchrony cards IMO are on the easy side of getting approved for since you're basically looking at a ton of store cards that don't have crazy underwriting standards.  Shooting from the hip all other things considered I'd say most are attainable with scores maybe 30-40 points lower than what you'd be looking for compared to major bank card expectations.

[razzy116]

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@Anonymous wrote:

Synchrony cards IMO are on the easy side of getting approved for since you're basically looking at a ton of store cards that don't have crazy underwriting standards.  Shooting from the hip all other things considered I'd say most are attainable with scores maybe 30-40 points lower than what you'd be looking for compared to major bank card expectations.

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The only store card that i have that uses VS4 is QVC, the other ones i"m looking at is Ebay, Paypal and Amazon. Thank you and be safe.