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WFNNB New Account - 57 point increase! But Why?

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Anonymous
Not applicable

WFNNB New Account - 57 point increase! But Why?

I'm happy for the score increase and I know freecreditcore.com sucks, but what about adding a Buckle store card from "the cart trick" added a whopping 57 points to my score? I have pretty seasoned accounts (Oldest 15 years...AAoA about 4) so I don't really get it. I have high util %, but the card only came with $250.00 limit so I know that's not it. Any guesses? Here's a picture of the alert:

 

 

Thanks,

 

Brandon

Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: WFNNB New Account - 57 point increase! But Why?

A  jump that big says to me something feel off of CR you have any old baddies?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
Anonymous
Not applicable

Re: WFNNB New Account - 57 point increase! But Why?

Yeah and I did dispute some things with Experian...it's funny because Equifax dropped 20 points lol. So I am just really confused. It seems like all the same accounts are there...including baddies. Will they not show dropped until the entire dispute process is complete?

Message 3 of 5
myjourney
Super Contributor

Re: WFNNB New Account - 57 point increase! But Why?


@Anonymous wrote:

Yeah and I did dispute some things with Experian...it's funny because Equifax dropped 20 points lol. So I am just really confused. It seems like all the same accounts are there...including baddies. Will they not show dropped until the entire dispute process is complete?


You can see them but no one else can untill dispute is settled

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 5
Anonymous
Not applicable

Re: WFNNB New Account - 57 point increase! But Why?

Very interesting. I don't know which account fell off or was deleted, but one was removed! I had two collections showing, now I only have one. Woo hoo! Thanks for that heads up. I wouldn't have put two and two together. They really ought to make the alerts more discernable. I thought it was from adding my first retail card.

Message 5 of 5
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