WHAT!!!??? When does this AU rescend kick in?

[Anonymous]

When does this AU rescend kick in?

[Anonymous]

One CRA will start using the new FICO scoring model in September. The other two CRAs will start using the new FICO scoring model early next year.

[fused]

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Revike wrote:
One CRA will start using the new FICO scoring model in September. The other two CRAs will start using the new FICO scoring model early next year.

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Does anyone know which bureau will be the first in Sept?

[Anonymous]

fused111 wrote:

Does anyone know which bureau will be the first in Sept?

No, but very good question. Been wondering myself. Everything in print (online) says one of the CRAs without naming names.

Barry or Tuscani?

[Tuscani]

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Noah_Bodie wrote:

fused111 wrote:

Does anyone know which bureau will be the first in Sept?

No, but very good question. Been wondering myself. Everything in print (online) says one of the CRAs without naming names.

Barry or Tuscani?

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Unknown at this time. 

 I have my money on EQ though.

[Anonymous]

If I was going to place a bet, I'd say Equifax - they seem the most FICO-friendly of the three CRAs.

I think EX would be the least likely of the three to be the guinea pig ...

[Anonymous]

Does this mean the accounts I am an AU on will no longer appear on my report, or they remain on the report and I lose the good history counting in my score?  Good thing I only have one AU account and the rest are joint or individual.

[Anonymous]

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KDM wrote:

Does this mean the accounts I am an AU on will no longer appear on my report, or they remain on the report and I lose the good history counting in my score?  Good thing I only have one AU account and the rest are joint or individual.

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Initially, I suspect the TL will remain on your CRs. But, I further suspect that in due course OCs will start deleting AU TLs and the CRAs themselves might begin purging AU TLs.

A further kick in the bollocks will be old, closed, good AU TLs that won't get scored and will probably get deleted.

[Tuscani]

AU TLs should still report.. not like it really matters though.

[MidnightVoice]

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Tuscani wrote:

 I have my money on EQ though.

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Me too