WHICH AMEX CARD??????

[Anonymous]

With all the talk about AMEX cards I thought that I would finally decide to apply for one.  Which one do you all think I should apply and can get approved for with scores ranging from 670-690? Thanks

[Tuscani]

Any baddies?

[Anonymous]

all baddies are from 2002 when I graduated college.  perfect history since.

[Tuscani]

What are the baddies?

[Anonymous]

Now I have 2 30 lates and two collections that have been paid from 2002.  My scores range from 670-690.

[Tuscani]

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loloswims wrote:

Now I have 2 30 lates and two collections that have been paid from 2002.  My scores range from 670-690.

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Try the Amex Delta. If you get approved, try the HHonors as well. Will only cost you one Inq and most who get one will get approved for the other. Good luck!

[Anonymous]

What score do you need to have for their no ann fee cards.  Also, what about amex blue cash back card?

[Tuscani]

You can convert the Delta to Blue later if you want.. there is no AF on the first year anyway.

[Anonymous]

Tuscani, How long should one wait trying to convert delta to blue? I have the delta i got approved a month ago. I want to switch to Blue one day. Also, will that cost me another hard inquiry when i try to convert?

[Anonymous]

I just applied online for the Blue card and it said app in progress.  So I decided to call the 800 given and the rep processed my app in which I was approved for 3300.00  She also told me that I could request an increase upon activation.  I am so happy because I no longer have to use the Crappy One card.

They pulled experian for me.  I am in TX

Message Edited by loloswims on 07-03-2007 05:59 PM