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What is the Date Opened on your oldest account? (Sounds like that might be the Discover or the loan.) If it is Feb 28 or earlier, then on March 1 FICO considered the account to be one month old. Therefore on Aug 1 the account will be considered six months old and you will have FICO scores.
I would pull your three FICO 8 scores on Aug 2 via the $1 trial at Credit Check Total.
Is your CC utilization in the 1-8% range?
@Anonymous wrote:
Now we are waiting and waiting... the wait to see our real scores is driving me bonkers. Hopefully we will have a score in Sept. Anyone else go through the wait game? How did you avoid going crazy?
I started working on US credit again back in March. Same thing here, my files were old but they were blank and had no score. Well, ha(ve) no score, since I still don't have them, lol. I don't manage the wait -- the wait manages me. I have already become half crazy.
wrote:
Mitsuhashi...
When do you expect to see scores for yourself?
I dunno, I just figured it'll be October/November?
What really confused me in the beginning was that VS 3.0 scores were issued as soon as the DCU SSL started reporting, followed by a couple CUs pegging me at 600 FICO in their denial letters, then followed by free FICO scores being "unavailable" at DCU and Discover. The latter got me thinking something was wrong my credit reports, so I got into cleaning up old misspelled addresses on all 3 CRAs. The cleanup is still ongoing because Equifax doesn't think I'm me, lol.
@Cookiegrabber wrote:wrote:
Mitsuhashi...
When do you expect to see scores for yourself?I dunno, I just figured it'll be October/November?
What really confused me in the beginning was that VS 3.0 scores were issued as soon as the DCU SSL started reporting, followed by a couple CUs pegging me at 600 FICO in their denial letters, then followed by free FICO scores being "unavailable" at DCU and Discover. The latter got me thinking something was wrong my credit reports, so I got into cleaning up old misspelled addresses on all 3 CRAs. The cleanup is still ongoing because Equifax doesn't think I'm me, lol.
Well ... are you me?