Hi all - I just have a weird issue, and wonder if anyone else has experienced this. I have a WalMart card, so I get a monthly free FICO from TransUnion. My score right now is 698, which is fine for me - it was in the 500's a year ago, and I've worked hard to get it up. But in the comments below the score report, WalMart says this is because I have a serious delinquency on my credit report, then offers a link to buy a report. This happened last month, so I freaked out and bought a report. When I bought the report, I had not a single delinquency or other baddie on my report. Not even a paid one. Nothing. Is this a scam to get me to pay for an extra report when I otherwise wouldn't? I just checked my score for this month, and it's STILL saying this. Anyone else have this happen or know why this is happening? Anything to worry about?
