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Walmart FICO Score

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waynes1982
Frequent Contributor

Walmart FICO Score

Hi All,

 

Is the free credit score that Walmart provides an actual FICO score from Transunion?  I have the following cards that provide a credit score:

 

Walmart

Merrick Bank

Credit One

Capital One

Barclays

 

I believe my DCU card does, but not sure where to see, since I don't see the option for it.

 

I have CreditKarma as well, and I know that isn't an actual FICO score, but that score is 669.  So with that being said, I received a nice bump from 671 in May to 686 in June.  Only 14 more points till I hit the 700 mark!!!!!!

Gardening since 06/01/2016


Message 1 of 10
9 REPLIES 9
coldnmn
Mega Contributor

Re: Walmart FICO Score

Yes it is.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 10
mongstradamus
Super Contributor

Re: Walmart FICO Score

the walmart is TU 08 Fico score the same as discover and barclays. Also the same score as the one you can get here now from myfico i believe. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 10
duyen28262
Valued Member

Re: Walmart FICO Score

I got the same FICO TU score from Walmart, Barclays, and Discover.

 

DCU gives FICO EQ. I donated $10 to be a member and opened accounts with them. Then, my DH opened his own. It's the best $10 spent since we each received FICO EQ! Here is where to sign up: 

 

 

 photo 3d3d3578-6c9e-4838-a835-4c29a6674177.png

FICO TU 656 (Barclays 07/15/14) - FICO EQ 650 (DCU 07/25/14) - ? FICO EX ?
 photo 9ed69652-dfc4-4961-b6ba-f0cf0ae5d607.png
BBT Visa Signature $7,000
Message 4 of 10
mongstradamus
Super Contributor

Re: Walmart FICO Score

I was contemplating opening up DCU account just not sure i wanted to use the HP , but its eq i think so i don't have many hps with them , so may be will think about it. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 10
bk510
Valued Contributor

Re: Walmart FICO Score


@duyen28262 wrote:

I got the same FICO TU score from Walmart, Barclays, and Discover.

 

DCU gives FICO EQ. I donated $10 to be a member and opened accounts with them. Then, my DH opened his own. It's the best $10 spent since we each received FICO EQ! Here is where to sign up: 

 

 

 photo 3d3d3578-6c9e-4838-a835-4c29a6674177.png


I apped for DCU, mainly for the EQ report but they say they could not verify my identity, even after submitting everything they asked for......

I was like WTH??

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 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 6 of 10
Kenny
Moderator Emeritus

Re: Walmart FICO Score

My scores are updated with the Discover/Wal-Mart for TU DCU for EQ and FNBO for Experian.

My question is what are myprivacymatters scores? FAKOs? They are awfully close to my FICOs that's why I'm curious.
Message 7 of 10
waynes1982
Frequent Contributor

Re: Walmart FICO Score

So I just received an alert from Barclays that my fico score was updated today.  I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

 

I'm kind of in shock to be honest with you.  This is the first time I've ever been over 700!!!!!  Now I wonder what my other scores are.  I'll have to wait and see!

Gardening since 06/01/2016


Message 8 of 10
tonyjones
Valued Contributor

Re: Walmart FICO Score


@waynes1982 wrote:

So I just received an alert from Barclays that my fico score was updated today.  I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

 

I'm kind of in shock to be honest with you.  This is the first time I've ever been over 700!!!!!  Now I wonder what my other scores are.  I'll have to wait and see!


Any baddies on your CR?

Current Fico Scores: (November 2024)
Message 9 of 10
waynes1982
Frequent Contributor

Re: Walmart FICO Score


@tonyjones wrote:

@waynes1982 wrote:

So I just received an alert from Barclays that my fico score was updated today.  I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

 

I'm kind of in shock to be honest with you.  This is the first time I've ever been over 700!!!!!  Now I wonder what my other scores are.  I'll have to wait and see!


Any baddies on your CR?


Yes there is a BK from 2006 on there.  Othere then that nothing bad besides inquires!

Gardening since 06/01/2016


Message 10 of 10
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