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Walmart FICO for September.

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jamesdwi
Valued Contributor

Re: Walmart FICO for September.

Up 12 pts.  to 692, hopefully will be back over 700 in October. 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 11 of 29
pizza1
Community Leader
Super Contributor

Re: Walmart FICO for September.

Up 2 pts, but at least it's the right direction
Message 12 of 29
mongstradamus
Super Contributor

Re: Walmart FICO for September.


@jsucool76 wrote:

@chalupaman wrote:

@mongstradamus wrote:

@chalupaman wrote:

I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.


Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences 


I actually kinda did notice there were differences early on but I think recently, the MyFico TU score has been changed so that it matches much more closely with what FICOs Wal-Mart and Discover usually report.


I believe myfico has started selling TU08 (they used to be TU98 if I recall). Walmart is also TU08


Well the 3 cra monitoring I am using here is showing different tu08 score then Walmart so I am wondering if something isn't working with services here, if it does not update for score changes the I guess I misunderstood what it does



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 13 of 29
PandiferBear
Frequent Contributor

Re: Walmart FICO for September.

I am up 6 points from last month.  Steady increases are nice.  Hoping to keep up the forward momentum.

EX 847 TU 837 EQ 832 Goal: Back to 850 across the board
Venture: $40, 000 | Amex Everyday: $35,000 | BOA Custom Cash: $28,700
Message 14 of 29
Jlu
Established Contributor

Re: Walmart FICO for September.

wmfico.jpg

 

Considering when I signed up it was < 600 I can't complain.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 15 of 29
taxi818
Super Contributor

Re: Walmart FICO for September.

Look at walmarts date. And date on myfico 3 b monitoring. Different date different score.  I've not had update yet from myfico in Transunion. Hmmm

Message 16 of 29
Anonymous
Not applicable

Re: Walmart FICO for September.

Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?

Message 17 of 29
myjourney
Super Contributor

Re: Walmart FICO for September.


@Anonymous wrote:

Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?


No they use the same model Fico 08 check the reporting date of each ....Mine have always been the same score with Walmart, Barclay and Discover all TU 08 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 18 of 29
Anonymous
Not applicable

Re: Walmart FICO for September.

Barclays last update was on 9/4 and it was an actual email that stated Fico Score change which made me log in. Walmart shows 9/7 at 670 nothing has changed to make it a 25pt difference. I would upload pic but dont how to do it.

Message 19 of 29
Anonymous
Not applicable

Re: Walmart FICO for September.

Made an error Walmart was on 9/2 Barclays 9/4 sorry . I did have a derog remoeved. I understand the increase. 

Message 20 of 29
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