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Up 12 pts. to 692, hopefully will be back over 700 in October.
@jsucool76 wrote:
@chalupaman wrote:
@mongstradamus wrote:
@chalupaman wrote:I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.
Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences
I actually kinda did notice there were differences early on but I think recently, the MyFico TU score has been changed so that it matches much more closely with what FICOs Wal-Mart and Discover usually report.
I believe myfico has started selling TU08 (they used to be TU98 if I recall). Walmart is also TU08
Well the 3 cra monitoring I am using here is showing different tu08 score then Walmart so I am wondering if something isn't working with services here, if it does not update for score changes the I guess I misunderstood what it does
I am up 6 points from last month. Steady increases are nice. Hoping to keep up the forward momentum.
Considering when I signed up it was < 600 I can't complain.
Look at walmarts date. And date on myfico 3 b monitoring. Different date different score. I've not had update yet from myfico in Transunion. Hmmm
Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?
@Anonymous wrote:Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?
No they use the same model Fico 08 check the reporting date of each ....Mine have always been the same score with Walmart, Barclay and Discover all TU 08
Barclays last update was on 9/4 and it was an actual email that stated Fico Score change which made me log in. Walmart shows 9/7 at 670 nothing has changed to make it a 25pt difference. I would upload pic but dont how to do it.
Made an error Walmart was on 9/2 Barclays 9/4 sorry . I did have a derog remoeved. I understand the increase.