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I have a Walmart CC in my drawer and I looked on my CR and in the Satisfactory accounts section it shows the Walmart card reporting all the way up to this month, but the account has been closed since 2009? I am confused. So is the account closed but just reporting still? Is that how that works? I don't know how satisfactory accounts work on the CR.
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This could be something to do with the switch from GE to Syncrony Bank. You could try to call the Credit Dept, but I do not think they will talk credit report over the phone. Wish I could help more
@Outdoorstech1 wrote:I have a Walmart CC in my drawer and I looked on my CR and in the Satisfactory accounts section it shows the Walmart card reporting all the way up to this month, but the account has been closed since 2009? I am confused. So is the account closed but just reporting still? Is that how that works? I don't know how satisfactory accounts work on the CR.
SYNCB/WAL-MART #
PO BOX 965024
ORLANDO, FL 32896-5024(877) 294-7880
Date Opened: 06/25/2007 Responsibility: Individual Account Account Type: Revolving Account Loan Type: CHARGE ACCOUNT
Balance: $0 Date Updated: 06/27/2014 Payment Received: $0 High Balance: $0 Credit Limit: $124
Pay Status: Current; Paid or Paying as Agreed Terms: Paid Monthly Date Closed: 07/31/2009
05/2014 04/2014 03/2014 02/2014 01/2014 12/2013 11/2013 10/2013 09/2013 08/2013
Rating OK OK OK OK OK OK OK OK OK OK
07/2013 06/2013 05/2013 04/2013 03/2013 02/2013 01/2013 12/2012 11/2012 10/2012
Rating OK OK OK OK OK OK OK OK OK OK
09/2012 08/2012 07/2012 06/2012 05/2012 04/2012 03/2012 02/2012 01/2012 12/2011
Rating OK OK OK OK OK OK OK OK OK OK
Honestly, I would leave it be...
It's for certain not hurting you, and potentially only helping you! Might even keep the card on your CR longer for added history in the future.
I know its not hurting me but was just curious why its reporting every month if it says "closed". I wonder if the account is really closed or open. I don't remember closing it. I may call them and ask i suppose thats the best thing to do.
One of my closed store card-bestbuy reported until last December. It was closed sometime in 2010. If its showing up closed date in all r3 eports , i wont worry about it. More time it reports the fall date gets pushed. If you like to get rid of it, send a mail to the address or call them up.
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |