Re: Walmart discover scores are up!

wagsk1 · ‎02-08-2014

Anonymous · ‎02-08-2014

Up 7 points for me... from 663 to 670.

My Experian via CreditInform changed much more drastically... from 651 to 686.

unc0mm0n1 · ‎02-08-2014

No change. I miss rebuilding my credit and seeing big gains. Now it's just slow .

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board

BootStraps · ‎02-08-2014

717!!! it's finally starting to sprout up!

Starting Score: All Under 590 (8/2011)
Current Score: Ex: 676 Eq: 681 Tu: 683
Goal Score: Ex: 725 Eq: 725 Tu: 725
Take the myFICO Fitness Challenge
Back in the Garden 4/22/16

jojomomma · ‎02-08-2014

Mine hasn't budged in 3 months! Despite foreclosures and collections dropping off, utility down to 8% with only one card out of 4 showing a balance. Feeling bummed

11/2011 FICO .................TU 672 ...........EQ 654........... EX 649
03/2015 FICO; .. TU 710.... EQ 721 ....,,,,.EX 722

Cap1 6850, Discover 17,600, WM Discover 6000, Chase 2500, Citi Simplicity 2600, Citi Dbl Cash 2,600, Home Dpt 500, VS 1200

coterotie · ‎02-08-2014

Up 8 points, though it is still 120 points lower than CK.

Did manage to get a CLI of $150. It has taken a year to move from 300 to 600. They appear to only want to give me a CLI every 6 months not 4 like everyone else. I was shot down 7 months ago by the recon backdoor guys. If I could just get this to 1800 I wouldn't care if it ever went up from there. Just want $350 in gas purchases to reflect at less than 20% util so I don't have to pay off before the statement cuts each month.

pembrokepride · ‎02-08-2014

Up 9 points from 655 to 664. I am happy because my starting score in Nov 2013 was in the 620 range.

In garden as of 04-06-14 to 12/01/14

Starting score EQ MyFico 646 11/29/13 Current 691 EQ MyFico SW 04/03/14
Starting score EX MyFico 657 12/01/13 Current 686 EX MyFico 03/01/14
Starting score TU MyFico 627 12/02/13 Current 696 Barkclay 03/26/14

FastForward · ‎02-08-2014

@jojomomma wrote:
Mine hasn't budged in 3 months! Despite foreclosures and collections dropping off, utility down to 8% with only one card out of 4 showing a balance. Feeling bummed

Don't be bummed! Sounds like you've come a long way & congrats on your great improvements to you CR! (I wish my scores were at 729, lol.)

I'm sure you'll see some even nicer score improvements, better card offers & a lot more success in time, especially with those baddies off your report now. Hang in there.

AmEx PRG (NPSL) | AmEx BCP (10k) | AmEx Blue Cash (1k) | AmEx SPG (3.5k) | Barclay Arrival WMC (7.5k) | Barclay Sallie Mae (1.5k) | Cap1 QS (2k) | Chase Freedom (1k) | Discover IT (4.5k) | InTouch (Local) CU MC (5k) | InTouch (Local) CU LOC (25k)

Citi/Best Buy (AU) (1.5k) | Citi/Best Buy (7.5k) | Comenity/Crate & Barrel (4k) | Comenity/Restoration Hardware (9k) | GE/Ethan Allen (2.5k) | Synchrony Bank/Banana Republic (3.3k) | Synchrony Bank/Gap (3.3k) | Synchrony Bank/Walmart (3.3k)

myFICO scores ~ 691 (EQ) 670 (EX) 712 (TU) || Goal scores: 750+ (all 3)

Anonymous · ‎02-08-2014

I don't have the discover just the store card but mine was 612 in dec. To 635 jan. to 647 February. I'm so excited to finally be going up instead of down

BreezyBri · ‎02-08-2014

729!!! Up from 718. :-)

Walmart discover scores are up!

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Walmart discover scores are up!