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N. Detroit Avenue
I'd suggest changing account numbers on any other cards you might have.
You might also think about fraud alerts or freezes on your credit reports. If you change account numbers, fraud alerts would likely be sufficient. They would force new lenders to verify your identity before opening accounts.
lol good ol N Detroit Ave... I used to do repossessions in and around Detroit avenue, and I have to tell ya the people who live there are generally several kinds of wonderful. If the address is south of Central Ave, its likely to be less "sophisticated" If its north of it then it could be much more "sophisticated" the difference being in how the information was gathered to begin with. North of central you have many shady businesses that cater to these types of crimes. Even the scrap yards on Detroit are in on it. As an interesting side note. N Detroit is US 24 and runs up to Detroit through Dearborn HTS / Dearborn...
From Central to Fearing on N Detroit is pure ghetto. My favorite intersections are "Detroit and Lock your doors avenue" followed by Detroit and dont break down hear blvd" The closer to fearing you get the worse it is. Highest Crime rate/ murder rate are. definitely not some place to roll up on and say "Hey there mister, you stole my identity!" However it is unlikely you will be able to tell. Have you done any business in the Toledo area?
Thinking about it, I would also be highly concerned that they put bank accounts in your name and may have other credit cards as well. I do not know how you would go about checking into that. Or if you now have a criminal record in Toledo.. Some of the DMV's and title agencies are loose, do you have cars you dont own registered to you in Toledo as well? It could be really big or just this one thing. Be diligent in finding out. Toledo is a well dressed pig that really is just a small time Detroit in a lot of ways. I wish you the best and hope you keep this thread updated so we can follow and know that you got this worked out completely.
Right! They paid $386, which left a balance of $25. So, they didn't pay in full. At first, I figured that Credit One had probably applied someone else's payment to my account by mistake. But, they changed all the account information. What really concerned me was that in order for me to change that information, I had to enter my full SS#, credit card #, exp date and 3 digit code off the back. So, how were they able to make all those changes???