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Welcome to the game, Chase

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Random_idiot
Established Contributor

Welcome to the game, Chase

Finally chase offers a free credit score check. I think it's just a fako, better than nothing I guess..

 

was randomly on chase page page and clicked it by accident lol


Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Welcome to the game, Chase


@Random_idiot wrote:

Finally chase offers a free credit score check. I think it's just a fako, better than nothing I guess..

 

was randomly on chase page page and clicked it by accident lol


It's a Vantage 3.0 Score from TU.  Same thing as Capital One and CreditKarma

Message 2 of 8
Anonymous
Not applicable

Re: Welcome to the game, Chase

I think the Slate card has always offered a score.  I have CSP and Freedom and just checked the site and could not find it anywhere.  Where did you go to find it?  My TU Vantage 3.0 jumped 8 points today on CreditKarma.  Even though I don't plan to app for any more credit cards this topic still dominates my free time.

Message 3 of 8
Random_idiot
Established Contributor

Re: Welcome to the game, Chase

Went on chase.com, tapped the ads that are there next to the login info by mistake, which happened to be the credit score thing. I never read those ads haha

Total Credit Line- $89,300| Personal- $78,650 | Biz- $5,650
Current Score [F9]: EX-721 || TU-759 || EQ-768 || AAoA-2yrs7mo || uti- 1% || 100% payment history || 9 inq
Message 4 of 8
Revelate
Moderator Emeritus

Re: Welcome to the game, Chase

The service as it exists is just lead generation for Chase seemingly.  And now getting more consumer data from Transunion into their system on both current and potential customers.

 

I'm avoiding it like the plague.




        
Message 5 of 8
joltdude
Senior Contributor

Re: Welcome to the game, Chase


@Revelate wrote:

The service as it exists is just lead generation for Chase seemingly.  And now getting more consumer data from Transunion into their system on both current and potential customers.

 

I'm avoiding it like the plague.


Now if Chase would offer a real score on all their cards.. esp freedom

 

Discover is using it for lead gen, but at least its a real score... *and*  (Can't prove this but have a theroy and a little bit of ancedotal evidence)... sometimes when they would normally do a double pull, if you subscribe to scorecard, they will do one HP instead of two.... 

 

 

Message 6 of 8
Revelate
Moderator Emeritus

Re: Welcome to the game, Chase


@joltdude wrote:

@Revelate wrote:

The service as it exists is just lead generation for Chase seemingly.  And now getting more consumer data from Transunion into their system on both current and potential customers.

 

I'm avoiding it like the plague.


Now if Chase would offer a real score on all their cards.. esp freedom

 

Discover is using it for lead gen, but at least its a real score... *and*  (Can't prove this but have a theroy and a little bit of ancedotal evidence)... sometimes when they would normally do a double pull, if you subscribe to scorecard, they will do one HP instead of two.... 

 

 


That's interesting.  I haven't been able to get back into that Discover site, it's a partnership with EX and I think the fact I have used EX's service in the past might be breaking it actually... according to a CSR in their FICO score product side, I'm not alone on this and all they could do is take down my name and email and add it to a list.  I'm not worried because I think the free EX service actually does everything the Discover one does and more (seriously I got an inquiry credit alert before the banker got back into the room from my CSR application), and Discover is likely a marketing front end as you suggest.

 




        
Message 7 of 8
sjt
Senior Contributor

Re: Welcome to the game, Chase


@Revelate wrote:

The service as it exists is just lead generation for Chase seemingly.  And now getting more consumer data from Transunion into their system on both current and potential customers.

 

I'm avoiding it like the plague.


It is a way for Chase to work around the "Opt-Out" program and get more solid information before making offers.

 

 

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Barclays: Arrival+ WEMC
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 813 / EQ: 825 / TU: 818
Message 8 of 8
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