What CRA's in Hawaii

[Anonymous]

Sorry if this is a repost but i'm just trying to complie a list of CRA's for the 808 State(Hawaii)

Can't seem to find additional info on other boards(creditforums etc) just not enough people providing the info..

here is what i found out..

transunion

capitol one-6/2011--pulled all 3

discover-6/2011

equifax

capitol one-6/2011

experian:

capitol one-6/2011

chase--continental-5/2011

amex--6/2011

amex-delta gold-expires 6/2010

anyone else got any info?

[fused]

I live in Hawaii and this has been my experience. Some of these credit pulls are three or four years old.

Equifax:

CITI, First Hawaiian Bank, Central Pacific Bank

Experian:

Amex, BoA, Discover, FIA, Macy's, Chase

Transunion:

CITI (I'm not sure if they might pull EQ sometimes), Discover (one time)

[Anonymous]

Yeah figured you would respond.....

any info regarding barcays?

[RobertEG]

Are you referring to what FCRA 603(u) calls a "reseller," which is a CRA that "assembles and merges information contained in the database of another consumer reporting agency" and "does not maintain a database of the assembled or merged information from which new consumer reports are produced"?

Resellers have different compliance requirements under various sections of the FCRA.  What type of CRA are you concerned about?

[fused]

I'm not sure about Barclays, but many have said they're a big TU puller.

[Anonymous]

i'm just referring to the big 3 credit reporting agencies.. EQ, TU, EX

[Anonymous]

Yeah i'm thinking of doing CITI and Barclays...and hope they look at either EQ or TU..cuz my EX has been hit up alot.

[fused]

About 3 weeks ago, CITI pulled my TU report when they gave me a credit limit increase.

[Anonymous]

i didn't check my actual credit report..but yeah after i applied for my citi card this week my creditkarma scored dropped 2 points

[fused]

Don't worry about your creditKarma score, its a FAKO. I don't know of a single lender who uses that score. Most lenders use FICO scores.