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What Credit Cards(s) Provide FREE Experian scores?

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Gonzozap
Frequent Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?

@Morpho - Yes, that indeed is wacked.

Message 11 of 27
AverageJoesCredit
Legendary Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?

Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.
Message 12 of 27
SBR249
Established Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

@SBR249 wrote:

Experian itself will provide you with free FICO 8 score if you sign up for their equivalent of Credit Karma service. 


What does that mean?  "equivalent of Credit Karma service"?  What is that?

 

I have a service with Experian where I can get updated scores every day.  It costs me $10/month.  I want to get rid of that.  I don't even need daily updates.


https://www.freecreditscore.com/ 

 

It's run by EX and will give you monthly score updates with FICO 8. 

Message 13 of 27
FireMedic1
Community Leader
Mega Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

@FireMedic1 wrote:

Discover Scorecard gives a free EX FICO Score monthly and you dont even have to have a card.

https://csp.discover.com/free-credit-score/index.html


Interesting.  I have 2 Discover cards, but it gives me TU, not Experian.


 Yep as cardholders we get monthly TU FICO 8 scores. Discover Scorecard you get a free EX FICO 8 score for anyone. So 2 out of three aint bad. And if you get EQ FICO from their site. Its only FICO 4. Paid of course. Someone has to help pay their fine.Smiley Very Happy


Message 14 of 27
sarge12
Senior Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

I have about 8 different cards that give me the ability to see my Equifax and TU scores.

 

But zilch that show me Experian.

 

Does anybody know of a great card that also has free Experian updates?


Creditscorecard.com. and usa.experian.com both provide free experian fico08 to everyone....no credit card needed.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 15 of 27
sarge12
Senior Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

I have about 8 different cards that give me the ability to see my Equifax and TU scores.

 

But zilch that show me Experian.

 

Does anybody know of a great card that also has free Experian updates?


 

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 16 of 27
Gonzozap
Frequent Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@sarge12 wrote:

@Gonzozap wrote:

I have about 8 different cards that give me the ability to see my Equifax and TU scores.

 

But zilch that show me Experian.

 

Does anybody know of a great card that also has free Experian updates?


 

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.


My Citi card provides Equi FICO 08.

Message 17 of 27
Gonzozap
Frequent Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@AverageJoesCredit wrote:
Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.

I know, but I had originally signed up for it because it also allows me to freely lock and unlock my Experian report.  I do that for free at TU and Equifax, but can't find free lock/unlock for Experian.

Message 18 of 27
chhull00
Frequent Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

@AverageJoesCredit wrote:
Gonzo, you dont even need to pay $10 for an Experian report/ score. Experian offers a free report and score every 30 days . I have it. Just go to Experian snd you should be able to sign up.

I know, but I had originally signed up for it because it also allows me to freely lock and unlock my Experian report.  I do that for free at TU and Equifax, but can't find free lock/unlock for Experian.


mines free every month with cct they just renew my trial every month no charge



Message 19 of 27
sarge12
Senior Contributor

Re: What Credit Cards(s) Provide FREE Experian scores?


@Gonzozap wrote:

@sarge12 wrote:

@Gonzozap wrote:

I have about 8 different cards that give me the ability to see my Equifax and TU scores.

 

But zilch that show me Experian.

 

Does anybody know of a great card that also has free Experian updates?


 

What credit card supplies Equifax fico 08? I have never seen one that does. I had to join Langley Credit Union to get that score with a checking or even a savings account I think...I opened both, 1 of each.


My Citi card provides Equi FICO 08.


Citi provides equifax fico bankcard 08, it is not the classic  fico 08 score, and has a 900 highest score vs 850 for the classic.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 20 of 27
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