Re: What a difference a year can make

twist7d7 · ‎09-05-2014

A year ago i had no credit cards. now i have 21k in credit lines! wow!!! I couldnt have done it without this forum. Thanks Everyone!!

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015

Anonymous · ‎09-05-2014

@twist7d7 wrote:
A year ago i had no credit cards. now i have 21k in credit lines! wow!!! I couldnt have done it without this forum. Thanks Everyone!!

Congrats on your great progress!

PandiferBear · ‎09-05-2014

Congrats on your success! Take care of those credit lines and you have a beautiful credit future. Well done!

EX 847 TU 837 EQ 832 Goal: Back to 850 across the board
Venture: $40, 000 | Amex Everyday: $35,000 | BOA Custom Cash: $28,700

tcbofade · ‎09-05-2014

Congrats or I'm sorry...which ever applies.

Fico 8 6/01/25: EX 798, EQ 807, TU 793.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

twist7d7 · ‎09-05-2014

Now i just need to get my friends on this credit game. They all still use debit

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015

myjourney · ‎09-05-2014

Congrats on your success thus far WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Kenny · ‎09-05-2014

I totally agree. A year ago was a vastly different situation for me, as well.

Congrats on your successes!

Take the myFICO Fitness Challenge

twist7d7 · ‎09-05-2014

@tcbofade wrote:
Congrats or I'm sorry...which ever applies.

Ill take both

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015

twist7d7 · ‎09-05-2014

I set a goal of 25k in credit lines as a joke. now it looks like ill have that before 2015!

AMEX PRG (NPSL) Lowes (10k) CSP (7.2k) AMEX BCE (6k) Cap1 QS (3.5k) Citi DC (2.6K) BofA (2.5K)M&T Bank visa (2k) Discover iT (1800) Slate (1k)
Age: 22 Scores ~710 across the board
Future Cards Sallie Mae, US Bank Cash+, Freedom
Goal increase CLs by 20k in 2015

jamesdwi · ‎09-05-2014

Congrats

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k

What a difference a year can make

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What a difference a year can make