What credit bureaus does NavyFed pull from?

[Gmv]

Recently got on with navy fed and was preapproved for all their cards.. Wanted to see what bureaus they pull from before I apply. 

current cards are Amex gold, chase freedom unlimited and venture one capitol. 

[JoeRockhead]

Generally Trans Union for their credit cards

[Beefy1212]

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@Gmv wrote:

Recently got on with navy fed and was preapproved for all their cards.. Wanted to see what bureaus they pull from before I apply. 

current cards are Amex gold, chase freedom unlimited and venture one capitol. 

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Accord to wallet hub generally TU, but they could pull from any of the three. So if you wondering which CRA to unfreeze I would do them all.

https://wallethub.com/answers/cc/what-credit-bureau-does-navy-federal-use-2140715722/#:~:text=Navy%2....

[M_Smart007]

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@JoeRockhead wrote:

Generally Trans Union for their credit cards

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+1^^^

@Gmv,

Also their card prequalifier is not very accurate, I would just apply,

probably not the Flagship for the first card,

as I have seen many denial's for that as a first card. (of course a couple outlier's)

You are probably good for any of the others.

[Gmv]

Yeah I was interested in applying for the NFCU more rewards Amex card as my first. 

[OmarGB9]

Usually TU as mentioned above. Also the prequalify is notoriously unreliable, but if you have a good report/score, you should still be approved for the MoreRewards. Good luck. 

[SweetCreditObsession]

A relative joined Navy this week and applied for the secured card. Navy pulled EX and TU. The relative was told all first cards would be a double credit pull and subsequent cards would be single pulls.

[Hut1]

Bookmark. 👍

https://ficoforums.myfico.com/t5/General-Credit-Topics/Which-Report-Will-They-Pull-Part-2/m-p/637977...

[Iusedtolurk]

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@SweetCreditObsession wrote:

A relative joined Navy this week and applied for the secured card. Navy pulled EX and TU. The relative was told all first cards would be a double credit pull and subsequent cards would be single pulls.

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@SweetCreditObsession I got an YMMV scenario if they double pulling for new credit cards. I apped yesterday and they only pulled TU (I don't know what model yet).

Could be because I had a pre-approval letter?

[Iusedtolurk]

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@Gmv wrote:

Recently got on with navy fed and was preapproved for all their cards.. Wanted to see what bureaus they pull from before I apply. 

current cards are Amex gold, chase freedom unlimited and venture one capitol. 

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For me they only pulled Transunion.