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What do I do next?

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ramona32
Established Member

What do I do next?

I just received my updated CR from Equifax. Three out of 5 items were deleted. However one that was verified was a repo on a vehicle from 2004. What should I do next? 
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: What do I do next?

You need to send a GW letter
Message 2 of 3
llecs
Moderator Emeritus

Re: What do I do next?



ramona32 wrote:
I just received my updated CR from Equifax. Three out of 5 items were deleted. However one that was verified was a repo on a vehicle from 2004. What should I do next? 


As mentioned, send a GW.
 
Also, I too have/had a repo listed on our CRs. A repo during a manual review isn't too good, and I'm sure it hurts your auto-enhanced score if you were to app for a car within the next 3 yrs or so. But on the surface, it is not harming your score like you think it might be. A late that is within a year old is more harmful than your repo at its age, score-wise.
Message 3 of 3
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