What do I do?

[Anonymous]

I had a credit card with HSBC that was charged off and sent to a ca.  I did a PFD with the ca and they did remove the account off my reports but HSBC is still showing up and it looks like I have ignored them.  Is there any way to get this account off? 

[My_dog_FICO]

If you've paid the CA, then they need to report back to HSBC that you have paid the account.  HSBC is then required to show a balance of $0.  However, they will stay on your CR, and probably as a paid collection.  Which doesn't help compaired to an unpaid collection, other than during a manual review.

[Anonymous]

Thanks, I appreciate it.

[My_dog_FICO]

But, you can still GW HSBC to death until they give in and delete it from your report.  Sincerely, good luck.

[Anonymous]

Aww, you read my mind, that was my next question to you.  I'll try that. Thanks again

[Anonymous]

At this point, imo, about the only thing you can do is to GW HSBC, IF the CA has informed HSBC that the debt has been satisfied.

Had this been mine, I would have made every attempt to deal with HSBC, instead of ca. Don't know if that would have been possible though. They are kind of finicky.

[Anonymous]

Yeah, If I had found this forum in time, I probably would have dealt with HSBC.  I actually didn't do a PFD, it was just easier to type on my op.  I paid them before I found this forum and then gw'd them until they couldn't take it anymore and they just took it off