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I was reading up on PiggyBacking as my brother is going to be an AU on my parents acct to get a head start on his credit. Pretty much all the info I could find was form back in 2007 when this was a pretty big issue.
Does anyone know if FICO is not using those accounts to determine a score like they said they were going to?
I read that there were some businesses that were selling Piggybacking (I dont know if I am using the right terminology) on good TL's but that was put to an end. So maybe they still use it as a factor to determine the score?