What happens when you click refresh in Experian Direct?

[joestay]

So, I paid to get my credit report and score from Experian.  When I log in, there's this option to refresh my credit report.  What does this do and will it cost me anything?  Thanks.  Btw, I am not enrolled in any monthly subscription.  I only order one report and score from Experian only.

[MarineVietVet]

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@joestay wrote:

So, I paid to get my credit report and score from Experian.  When I log in, there's this option to refresh my credit report.  What does this do and will it cost me anything?  Thanks.  Btw, I am not enrolled in any monthly subscription.  I only order one report and score from Experian only.

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You do know that what you get from that site is a Plus score and not a FICO score right? (Although the report itself is fine).

No one has been able to pull their own Experian FICO score since last February. Creditors can pull Experian and also there is a CU in Pennsylvania that supplies that information to it's members only.

From a BK years ago to:
8/09 TU-765 EQ- 783
9/09 EX pulled by lender 802
3/10 EQ- 800

You can do the same thing with hard work

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[joestay]

I know.  I just wondering about the credit report and what happens when I click the refresh button.  I already know that Experian gives Plus Score.  The only FICO score that I know of for myself is from Equifax.  I can't even get TransUnion credit report and score because when I do it online, it says there is not enough info to verify my identiy. 

[Anonymous]

If you are paying for their monitoring services it should not cost you anything.

When you refresh it will give you an updated report.  It should come up with a box that shows charges and it should be 0.  If it is anything else I would contact them.

I used them for a while and got an updated report every 24 hours, free.

If you bought a single report and score, it will cost to get another report.