What is FIA/MBNA?

[KDM]

What company is FIA/MBNA?  I just got notified of an inquiry on my cr, due to my applying for credit with them, and I have no idea who they are.

[Tuscani]

MBNA was Maryland National Bank... them Bank of America bought them out.. Now they are FIA.

Did you apply for a credit card recently?

[KDM]

I applied for a BofA card recently.  However, there is already a BofA inquiry on my cr, and now there is also an inquiry from FIA/MBNA.   

[Tuscani]

Are both inqs on the same reports? Sometimes the names can differ between EQ, EX, and TU.

[KDM]

It's only on the Eq report, listed as FIA/CSNA.  On the other reports it's listed as a BofA inquiry. 

They actually already have my new account on all three cr, and I don't even have the card yet.

It looks like they pulled Eq and Ex.

[Tuscani]

Cool. And congrats!

[fused]

KDM:

I have an FIA Visa, use to be MBNA.  Boy they can be tough with new applicants.  Requiring you to score high with their own scoring models.  As far as CLI's, they are good.

[TheNewWorldMan]

I'm still trying to graduate my secured card...someone told me I have to have no baddies and the credit rating of Satan Himself. I think that may be something of an exaggeration, but perhaps not by much...