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What is a "PLUS Score" on CCT?

tag
Anonymous
Not applicable

What is a "PLUS Score" on CCT?

What is a "PLUS Score" on Credit Check Total and where did the Fico 08 scores go?

 

I just did a 7 day trial for myself and my husband.  Mine came up normally with 3 Fico 08 scores, but my husband's came up with 3 scores described as a "PLUS Score".

 

Are these Fico 08 scores still?   Is CCT dropping Fico?

Message 1 of 3
2 REPLIES 2
mattmyFIC0
Established Contributor

Re: What is a "PLUS Score" on CCT?


@Anonymous wrote:

What is a "PLUS Score" on Credit Check Total and where did the Fico 08 scores go?

 

I just did a 7 day trial for myself and my husband.  Mine came up normally with 3 Fico 08 scores, but my husband's came up with 3 scores described as a "PLUS Score".

 

Are these Fico 08 scores still?   Is CCT dropping Fico?

 

I'm putting screenshots in.  You'll have to squint, but you can see the difference.

 

Screen Shot 2016-08-01 at  Aug 1  3.18.27 PM.pngScreen Shot 2016-08-01 at  Aug 1  3.19.36 PM.png



It happens on my account too all the time. It's just a glitch. They are real FICO 8 scores.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 2 of 3
Thomas_Thumb
Senior Contributor

Re: What is a "PLUS Score" on CCT?

CCT used to provide "Experian Plus" "educational" credit scores. The Plus score is calculated using a model developed by Experian. It is not a Fico model score.

 

CCT has been providing only Fico 08 scores for quite some time now (a year or more?). However, their system sometimes reverts back to the old text even though the displayed scores are true Fico 08 scores.

 

about plus score.jpg

 

Plus score.jpg

 

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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