I HATE HATE Ex! Did I mention I hate them? Anyways, here is what I did. I sent Ex a letter to freeze my credit. This way they can't make any $ off of me & besides I don't want anyone to use my Ex CR anyways. I live in CO so the freeze is FREE

Then I applied for a Chase Visa & I was not approved automatically (I suspect b/c they tried to check Ex & were not able to) Seems in CO everyone checks Ex. Then two weeks later my card was in the mail for 5K limit. Chase checked EQ. I think people should try this method. GL All...