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What is it with Experian?

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Anonymous
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What is it with Experian?

I think EX hates me. Everytime I have applied for something and EX was checked, I didn't get approved. When I apply and TU or EQ is pulled, I normally get approved. Funny thing is my EX file is cleaner than my TU file. I have a BoA Visa card. They pulled EQ when I applied for this. Yesteday I applied for a personal loan with BoA and they pulled EX and I was denied. This is also why I can't get an Amex card. I have applied twice and they pulled EX both times and I was denied. I don't like EX at all Smiley Mad


Message Edited by onmyway3161 on 07-11-2007 09:07 AM

Message Edited by onmyway3161 on 07-11-2007 09:10 AM
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: What is it with Experian?

Join the club.  They seem to hate everyone lately.  Smiley Mad
Message 2 of 9
Anonymous
Not applicable

Re: What is it with Experian?

Same here - lowest of the three, by 17 points...
Message 3 of 9
Anonymous
Not applicable

Re: What is it with Experian?

Smiley Sad
My Experian is 28 points lower than my Trans and EQ. Shouldn't someone be regulating these jokers?
Message 4 of 9
Anonymous
Not applicable

Re: What is it with Experian?

Experian is significantly higher than the other two for me. 
Message 5 of 9
Anonymous
Not applicable

Re: What is it with Experian?

ex is my highest as well...
Message 6 of 9
Anonymous
Not applicable

Re: What is it with Experian?

I HATE HATE Ex! Did I mention I hate them? Anyways, here is what I did. I sent Ex a letter to freeze my credit. This way they can't make any $ off of me & besides I don't want anyone to use my Ex CR anyways. I live in CO so the freeze is FREE Smiley Happy Then I applied for a Chase Visa & I was not approved automatically (I suspect b/c they tried to check Ex & were not able to) Seems in CO everyone checks Ex. Then two weeks later my card was in the mail for 5K limit. Chase checked EQ. I think people should try this method. GL All...
Message 7 of 9
Anonymous
Not applicable

Re: What is it with Experian?

My Ex is the highest but EQ, now they really hate me!
Message 8 of 9
CreditDrama85
Established Contributor

Re: What is it with Experian?

ex has always been my lowest score and currently is 90-93 pts lower than tu and eq. i hate ex.
Message 9 of 9
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