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My annual income is 14,500.
@accjohn1990My annual income is 14,500.
Income is just one factor that goes into the answer you're looking for here. The creditor itself is a big factor, then of course your entire credit profile/report/scores. Two dramatically different profiles both with $14,500 income could mean one person getting a $500 max limit card where the other person gets a 5-figure limit.
I was given a 3k SL with a 16k annual income (part-time position during college) last year.
Without providing many other data points outside of just income, just mentioning limits here really isn't going to be meaningful.
This question is a theoretical with the credit profile assumed to be the best possible. I have two cards each with 10k limits and i would like to know if cli on them is possible.
Maximum credit limits will always vary from lender to lender, and as others said it depends on a lot more than just income.
Personally I think a $10K limit on a single card with an income of $14,500 is incredibly generous, and much more than I would have expected a lender to extend in 'typical' circumstances. I'd say if your total credit limit across multiple cards and lenders is in the 10-30K range, then that's reasonable, but 10K/14.5K on a single card is quite a large risk for a single lender to take.
@accjohn1990wrote:This question is a theoretical with the credit profile assumed to be the best possible. I have two cards each with 10k limits and i would like to know if cli on them is possible.
Going with theoreticals, I've heard 2x your annual income as being a hard limit to get past. but I've got no data on that.