What kind of idiots work at EX

[sunnyday]

I have been disputing the same item, and even sent a copy of a letter from the IRS, because the IRS had taken my refund to pay for it, and it clearly states the amount that was sent to this particular creditor, with the date and address it was sent to, in black and white,  and they still continue to say that the item was verified as correct.  Are they stupid?  I  just requested proper MOV, stating that I wanted a contact name, address, phone #, and I also told them to NOT send me "we used an automated verification system, for MOV.  The more I have to deal with these people, the more my blood pressure goes up.  Do they make money off of keeping your credit bad or what?  What the @#%$  is their deal?

[Anonymous]

They are wolves..and scavengers...Sorry to hear that these idiots are not doing their jobs...

[fused]

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sunnyday wrote:

I have been disputing the same item, and even sent a copy of a letter from the IRS, because the IRS had taken my refund to pay for it, and it clearly states the amount that was sent to this particular creditor, with the date and address it was sent to, in black and white,  and they still continue to say that the item was verified as correct.  Are they stupid?  I  just requested proper MOV, stating that I wanted a contact name, address, phone #, and I also told them to NOT send me "we used an automated verification system, for MOV.  The more I have to deal with these people, the more my blood pressure goes up.  Do they make money off of keeping your credit bad or what?  What the @#%$  is their deal?

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Retain a lawyer and sue EX!

[sunnyday]

I gave them clear proof.  How much more legit can you get than a letter from the IRS?  I had no problem at all having the other CRA to delete this, but NOT EX.  I guess they like getting sued.

[Anonymous]

I was listening to Clark Howard today on the radio and he advised people to start suing CA's so I am sure this may work for CRA.  You can sue them in your own county and they will spend more money trying to answer the law suit and will most likely settle with you.  What would you have lost, maybe 60.00 to file the lawsuit and time!  Thats all.  CA's depend on the fact that most people will NOT sue them.  If you live on the East Coast and you have CA on the West Coast it will cost them money to answer the lawsuit and hopefully settle!

[Anonymous]

they're clear idiots!!

[Anonymous]

I currently have a similar problem with EX verifying bad information. 

EX reports "BK/CO" as the current status on two of my old Am Expr accounts which were included in my CH7 BK that was discharged 15 months ago. Both EQ and TU carry the status of these accts only as "BK".

To clarify the situation, I called the Am Expr credit reporting office (800-874-2717). I was told they are reporting both accts to all three credit bureaus as only as "BK". So, I disputed at EX, relating what Am Expr told me and EX came back with the "BK/CO" as verified.

I guess my next step is to try and get AE to put what they told me over the phone in writing. They were grumpy when I called the first time, so I'm not too optomistic they will write a letter.

But then there's the even worse mess at TU <sigh>... After submitting my CH7 BK disch and creditor schedule, they misconstrued a "paid as agreed" $30K car loan with BOA (paid off 2.5 years before BK was filed) as

[Anonymous]

I currently have a similar problem with EX verifying bad information. 

EX reports "BK/CO" as the current status on two of my old Am Expr accounts which were included in my CH7 BK that was discharged 15 months ago. Both EQ and TU carry the status of these accts only as "BK".

To clarify the situation, I called the Am Expr credit reporting office (800-874-2717). I was told they are reporting both accts to all three credit bureaus as only as "BK". So, I disputed at EX, relating what Am Expr told me and EX came back with the "BK/CO" as verified.

I guess my next step is to try and get AE to put what they told me over the phone in writing. They were grumpy when I called the first time, so I'm not too optomistic they will write a letter.

But then there's the even worse mess at TU <sigh>... After submitting my CH7 BK disch and creditor schedule, they misconstrued a "paid as agreed" $30K car loan with BOA (paid off 2.5 years before BK was filed) as 

[Anonymous]

I currently have a similar problem with EX verifying bad information. 

EX reports "BK/CO" as the current status on two of my old Am Expr accounts which were included in my CH7 BK that was discharged 15 months ago. Both EQ and TU carry the status of these accts only as "BK".

To clarify the situation, I called the Am Expr credit reporting office (800-874-2717). I was told they are reporting both accts to all three credit bureaus as only as "BK". So, I disputed at EX, relating what Am Expr told me and EX came back with the "BK/CO" as verified.

I guess my next step is to try and get AE to put what they told me over the phone in writing. They were grumpy when I called the first time, so I'm not too optomistic they will write a letter.

But then there's the even worse mess at TU <sigh>... After submitting my CH7 BK disch and creditor schedule, they misconstrued a "paid as agreed" $30K car loan with BOA (paid off 2.5 years before BK was filed) as  incl

[Anonymous]

I currently have a similar problem with EX verifying bad information. 

EX reports "BK/CO" as the current status on two of my old Am Expr accounts which were included in my CH7 BK that was discharged 15 months ago. Both EQ and TU carry the status of these accts only as "BK".

To clarify the situation, I called the Am Expr credit reporting office (800-874-2717). I was told they are reporting both accts to all three credit bureaus as only as "BK". So, I disputed at EX, relating what Am Expr told me and EX came back with the "BK/CO" as verified.

I guess my next step is to try and get AE to put what they told me over the phone in writing and submit that letter with a written dispute. AE was grumpy when I called the first time, so I'm not too optomistic they will write a letter.

......

But then there's the even worse mess I have with the TU idiots. <sigh>... After submitting my CH7 BK disch and creditor schedule, they misconstrued a "paid as agreed" $30K car loan with BOA (paid off 2.5 years before BK was filed) as  incl in BK. I disputed immediately, including copies of the CR pages showing TU's tradeline on it both before and after their mistake. They responded by deleting it entirely.

I then called TU and got a lot of excuses that they can't add a tradeline. Asked for a supervisor and finally got switched to TU's 'special handling department'. They are due to respond by 8/12. IF this problem gets resolved at that time, it will have been a ten week struggle.