What's a Credit Union that doesn't use Zelle or Early Warning?

[MichaelMyer]

I have NFCU and PenFed who both offer Zelle and thus, report to Early Warning. I got my Early Warning report and it's a dossier of my transactions, ACH payments, direct deposits, etc. It's an insane amount of information they're hoarding and you can't freeze your report nor opt out. Does anyone know of credit unions that don't report all your data to Early Warning?

[ChargedUp]

You're going to be looking for small regional CU's that are a little old fashioned for that. I know of 2 of them in Central CA that don't do Zelle but are tightly geo-restricted.

[MichaelMyer]

I went with Alliant Credit Union. They don't report to Early Warning, at least not yet. 😀