What's up with EQ?!

[pizza1]

I pulled my true EQ report and They haven't updated for June on any of my accounts! Is that normal to be a month behind? 

[pizza1]

I mean they haven't updated since may on anything!

[mongstradamus]

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@pizza1 wrote:
I mean they haven't updated since may on anything!

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Eq SW updated yesterday for me when my bcp reported new balance on 17th. Got my utilization back up to normal levels and saw a nice bump 

[pizza1]

EQ shows all revolving cc accounts at a $0 bal on mine! Lord! I let a $5 bal report Walmart and it doesn't show anything! So Fico hates all $0's and I'm sure my score dropped because of it

[mongstradamus]

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@pizza1 wrote:
EQ shows all revolving cc accounts at a $0 bal on mine! Lord! I let a $5 bal report Walmart and it doesn't show anything! So Fico hates all $0's and I'm sure my score dropped because of it

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My score dropped twenty five points because was showing no utilization.it hurts I thought my ah amex card would show usage it didn't unfortunately

[pizza1]

I don't need my scores dropping anymore than they already are lol!!! I'm in the rebuilding stages right now!

[mongstradamus]

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@pizza1 wrote:
I don't need my scores dropping anymore than they already are lol!!! I'm in the rebuilding stages right now!

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It takes time ,getting the bad stuff off your credit report is easiest repeat to see big jumps.I don't think my scores can go much higher than where they are without a installment loan or all my inquiries falling off. With that said I think I I am in good position to apply for any card I want 

[Kirmie2010]

My statements for june just starting showing up this last week and a half on my report.  Id give it some more time.

I am kind of in the opposite boat of you, EQ has such a high score for me compared to my others I cant help but wonder what theyve screwed up.

[Revelate]

For a number of lenders if you don't use the card in a given month, and the balance doesn't change, they won't report.  $0 flatline will keep the DOLA from updating if they don't; as a result, if you have a card sitting in the SD, dropping a small recurring charge (monthly equivalent of a pack of bubble gum from an online drugstore or whatever, or one of your recurring services vis a vis cell / electrical / internet bills) on it is recommended... or taking the card out for a tour every 3 months or so.

As for all the accounts reporting zero, temporary problem and while there's a dip in score, lenders won't slap you over it.  Just make certain something reports next month and go on with life.

It's probably not EQ specific in your case pizza, EX/TU work in the same way in this regard.

[pizza1]

Actually Revalate.... It is me specific, lol!!! I have 10 cc, and I use ALL 10 of them monthly for something, and then pay them all down to $0 bal before statement cuts EXCEPT for one card( last month it was Walmart leaving a $5 bal to report). EQ hasn't updated on any of my accounts.... CC, car loan, sch loan,. Everything shows last monthly updated from May