@pizza1 wrote:
Actually Revalate.... It is me specific, lol!!! I have 10 cc, and I use ALL 10 of them monthly for something, and then pay them all down to $0 bal before statement cuts EXCEPT for one card( last month it was Walmart leaving a $5 bal to report). EQ hasn't updated on any of my accounts.... CC, car loan, sch loan,. Everything shows last monthly updated from May
What are the cards you have out of curiosity? Walmart and the rest of the GE-backed cards don't even cut a statement if they're $0, and they don't report as a result. I've recently seen where I think it was Amex wasn't updating for me either even with the recurring $10 monthly donation so I'm letting it report this coming month.
Likewise I've had a DCU car loan which skipped months, and a USAA installment loan that did similarly. Not every tradeline will report every month, annoys the hell out of me but that's the system: in my experience, the larger the lender, the more regularly they report.
FICO hates $0 bal on all revolving credit
he likes to see at least one card reporting 1-9%, which is what I've done for the last 10 months, but nothing updated yet on EQ. Exp and TU has , weird
he likes to see at least one card reporting 1-9%, which is what I've done for the last 10 months, but nothing updated yet on EQ. Exp and TU has , weird
@pizza1 wrote:
FICO hates $0 bal on all revolving credit
Well, could be EQ. Last month it was updating after CK even for me and TU has usually lagged EX/EQ by several days.
Just hang out, while FICO doesn't like having all $0's, existing lenders don't really care even if they review your report. It'll be fixed later as it's just an instant-in-time problem and not a long term issue.
