What score to use?

[Anonymous]

When applying for new cards, what score should I be looking at? Overall FICO? Or the FICO Bankcard Score 9 (or the older versions of the bankcard scores?)

[thornback]

Depends on the lender. Some use FICO 8, some use one of the bankcard versions, some use FICO 9.

Either search the 'approvals' section of forums for a specific lender to determine which score was used for most approvals or post the question about a specific lender and folks will chime in.

[Anonymous]

I will do that! Thanks!

[Anonymous]

Or give the lender with which you're considering applying for a product a call and ask them which scoring model they use.