What service do you use for Credit Monitoring?

[ibmrad7]

Hi Folks,

                What credit monitoring service do you use to check soft and hard pulls on all three of your reports? 

                Wondering if anyone has a discount code for one of these services that I can subscribe to?

Thanks

[dalebb]

i use myfico.com, walmart card account, experian.com, creditkarma.com, credit.com, last 2 r free but can be way off

[JustMe77]

I use annualcreditreport.com for the free reports, and creditkarma forr a score estimate. If I want an actual score, I have used this site in the past.

My credit union has been advertising a free credit review. I've noticed they pulled soft inquiries on my credit a few times recently. I am going to see if they will give me a FICO score as part of their review.

[n777ua]

CreditKarma and whatever Amex offers - I pay $14/mo for that.  Its worked pretty well, and I can pull two full reports from all three/mo.  

[visorboy1974]

I usa USAA-CCMP for a triple puller.  It'll give me hards on all three.  

Equifax Complete for EQ softs and I'll occasionally backdoor TU and EX for softs there.  

[fused]

Seeing that the OP wasn't about credit cards, I'm moving this thread to the General Credit Topics forum.

Here is a helpful link Credit Monitoring Service (CMS) Guide

[LS2982]

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@ibmrad7 wrote:

Hi Folks,

                What credit monitoring service do you use to check soft and hard pulls on all three of your reports? 

                Wondering if anyone has a discount code for one of these services that I can subscribe to?

Thanks

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I use EX FCR.com), EQ ( myFICO SW and EQ Complete), TU (Trucredit, myFICO QM)

[laz98]

i mostly rely on my usaa monitoring, but i still use truecredit sometimes.  if i want the scores then i get them here.

[Anonymous]

I used to pay but now that I know there are free ones out there that's what I use - Credit Karma and Quizzle.

[quest208]

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@laz98 wrote:

i mostly rely on my usaa monitoring, but i still use truecredit sometimes.  if i want the scores then i get them here.

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+1.  usaa for me.  credit sesame for experian score, many people say the score is pretty accurate for experian, i dont have direct knowledge of that.  but its free and i like free.