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It's a valid inquiry so disputing it is not a good idea -- you'd have to declare it fraudulant and you'll probably just end up with a fraud alert on your reports and the inquiry will still remain because the creditor can prove you applied -- I mean, you paid off a watch so...
As for the account being reported: I don't know about myJewelersClub -- I always advise against acquiring those types of tradelines (for various reasons)-- but I know there are others in this forum that have them so someone will likely pop up eventually to offer some insight into how long it took for their accounts to report. You could also use the search tool and look up posts related to myJewelersClub to see if anyone mentioned how long reporting took.
That said -- there are many bank & credit union creditors that take a long time to start reporting new accounts -- Amex being one, they don't report till after the 2nd statement; NFCU is another that often takes 2-3 statements to begin reporting. So just because this account has popped up yet doesn't mean much - it may be their norm.
Patience is something you're going to need a lot of if you plan to build/rebuild your credit, so... you may want to work on that
@thornback wrote:It's a valid inquiry so disputing it is not a good idea -- you'd have to declare it fraudulant and you'll probably just end up with a fraud alert on your reports and the inquiry will still remain because the creditor can prove you applied -- I mean, you paid off a watch so...
As for the account being reported: I don't know about myJewelersClub -- I always advise against acquiring those types of tradelines (for various reasons)-- but I know there are others in this forum that have them so someone will likely pop up eventually to offer some insight into how long it took for their accounts to report. You could also use the search tool and look up posts related to myJewelersClub to see if anyone mentioned how long reporting took.
That said -- there are many bank & credit union creditors that take a long time to start reporting new accounts -- Amex being one, they don't report till after the 2nd statement; NFCU is another that often takes 2-3 statements to begin reporting. So just because this account has popped up yet doesn't mean much - it may be their norm.
Patience is something you're going to need a lot of if you plan to build/rebuild your credit, so... you may want to work on that
We need a schedule today 😂
@Remedios wrote:We need a schedule today 😂
😂🤣 Seriously - either that or one of those 'so-and-so is currently typing a response' indicators.
@Remedios wrote:
😂😂😂
Can you even imagine all the furious typing that would happen
Oh geez.. You're right. The most fantastic, fastest response competition would be real, forreal. 😜