What to do when CA does not validate

[Anonymous]

I have not forgotten you. I am looking for the right info. to give you.  I don't think the MOV  is correct  I want to be sure.    The MOV is usuallu used when you file a dispute & it was verified....this is a little different.

Message Edited by HappyDays on 02-29-2008 11:00 PM

[Anonymous]

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@Anonymous wrote:

Play hard ball with the CRA.....MOV them CMRRR make the changes needed!

CRA
ADDRESS
ADDRESS

Date

Dear Sir or Madam:

On __________ I filed a dispute with Experian regarding the account from _________ which appears on my Experian credit report. On ________ I received the results of the investigation stating that the account had been verified.

Under the Fair Credit Reporting Act, section 611(a)(7), I am entitled to receive a description of the procedure used to determine the accuracy and completeness of the information, including the business name and address of any furnisher of information and the telephone number of such furnisher, if reasonably available.

Please mail this information to me at the address below:

Name

Address

Address

Sincerely,

Message Edited by HappyDays on 02-27-2008 05:00 PM

Message Edited by HappyDays on 02-27-2008 05:00 PM

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Happy Days, the info you are giving are great. Can you check my question in I received a letter from a law firm (which is not, realized it now)

[Anonymous]

Go to www.ftc.com   fila an online complaint about the CRA and the CA.  Follow up with another letter mailed CMRRR  stating everything. Copy everything that you sent to the CA and the CRA along with the answer from the CRA.

It is my understanding that the FTC acts faster on complaints about a CRA.

Good luck

[Anonymous]

Did you mean www.ftc.gov ?

https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

Bruce

[Anonymous]

I just finished filing another complaint with the state AG and FTC. This time I included a little more information, such as the account numbers which were obviously reversed. When asked what I wanted from the company I said total deletions from all CRAs and $2500 for their violations.

[Anonymous]

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@Anonymous wrote:
I just finished filing another complaint with the state AG and FTC. This time I included a little more information, such as the account numbers which were obviously reversed. When asked what I wanted from the company I said total deletions from all CRAs and $2500 for their violations.

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Do you have the update on this?

[thotgal320]

Keep us posted. I am going through the exact same thing but I am just starting with my MOV letter then I will be doing the rest. It's not as easy as I thought it would be but I would like to know what your outcome was/is.